The education loan is available only to full-time students enrolled in higher and professional educational institutions.

Loan Conditions:

annual interest rate – 14% (based on the Central Bank’s base rate);
amount – equal to the annual tuition fee specified in the university contract;
term – starts from the seventh month after graduation, with a repayment period of up to 7 years.

Female students are exempt from paying interest on the education loan!*

Required documents to apply for the loan:

identity document;
a copy of the contract with the higher educational institution;
collateral (security) documents.

Applications can be submitted at bank offices or through the portal: talim-krediti.mf.uz

Notes:

If the Central Bank’s base rate decreases, the education loan interest rate will also decrease. If the base rate increases, the loan interest rate remains unchanged.

First-year students can receive a loan covering the full contract amount. For students in their second year and above, if their academic performance average is below “3”, they can receive up to 80% of the contract amount.

For female students, the interest payments are covered by the Education Loan Financing Fund and paid to commercial banks.

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